About Me

Hi! I am Sandhya from Bangalore, India.

I describe myself as ‘innate curious’ in two words.

Curiosity to try a new skill, learn a new language, or live in divergent places while being open to soaking in discrete information or tastes.

I have lived across various parts of the country throughout my childhood and adapted to different schools and a new set of friends.

That I believe, has helped me master a skill called ‘How can I simply learn anything ‘.

This skill always pushes me to take action, ask questions and be enthusiastic to share my learnings in the simplest way possible.

And thus, I started this blog to share my learnings in finance, to put down my research and opinions understandable even by people of non-finance background.

I am grateful for my educational background in finance. I am a Chartered Accountancy finalist, btw.

I have been inquisitive about things beyond formal education, topics that are way important than what university textbooks cover.

Hence, I chose my niche as ‘Personal finance and money management’ initially.

But I couldn’t stop myself from being drawn to learning about Stock Markets and now Cryptocurrency.

I feel people know how to make money, but they fail to understand and manage it. This makes them miserable and guilty.

Understanding money and managing it surely requires profound research.

Research About-

  • How to have the right money mindset?
  • How to invest?
  • Where to invest?
  • How much to invest in each investment avenue?
  • Alternatives of investments!

and many such questions.

The list is definitively non-exhaustive.


For a person of non-finance background, managing money might feel like a fright-task!

‘Working for money and ‘Making money work for them’ have a huge gap!

That’s where I want to step in and bridge the gap.

By simplifying and educating about money and its different forms.

Honestly, you don’t have to be an MBA or a CA or a math wiz to manage money.

All it takes is common sense and some basic understanding.

I congratulate you on taking this step to ‘good financial skills’.

Stay curious and connected to our blog, YouTube channel, closed Telegram group, and Instagram account to be money-wise!

Let your journey to mastery on money begin!


Rishu Raj
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The two days session was very informative and insightful. Also, the excel sheet you showed to us was very logical and helpful. However, it is my personal request to share just the Day 2 recording link because I was working today as well. Due to which I missed some of the slides. I would really appreciate it and it will help me to go through the video once again.
Tejas Kothiya
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Thank you so much Sandhya for conducting this amazing informative workshop regarding personal finance, I learnt a lot from you and also I want to appreciate your teaching skills because your way of conducting webinar is so much easier for me to understand about this complex numbers, from ur 2 days workshop I make myself promise to keep walking on ur instructed path as much possible for me or as much as I can. Also I want your guidance in future so I request you to keep guiding me whenever need. Again Thank you fir your time and Knowledge.
Sanjit Chakrabarti
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The workshop was great. I liked those excel sheets that you made. It would make my expense management much easier. And gained lots of new information, especially what kind of budgeting to do and about gold and stuff. Thank you for the workshop and all the best for the CA finals.
Rahul Biswas
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I am glad and thankful to you that was a part of the 2-day Workshop on Personal Finance. During this workshop, have learned many new things like 4 step Money Flow, budgeting techniques, tips for saving through various channels, money terminologies, how to accumulate emergency fund, the concept of inflation and how to overcome with inflation cost, investment, calculations, various aspects of insurance and many more tips on saving money. And above all the resources which you provided will work wonder in my financial career ahead. Thanking for everything.
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Your workshop was informative. It has sent a message across to be aware of our finances, more so in these uncertain times. We are not imparted any financial knowledge, which is important, in our education system. Knowing and managing your own finances is taking charge of your financial freedom. The second session was nice but demands more understanding for me. Would appreciate if you could share recording of your 2nd day. In any case look forward to your Ebook and Worksheets.